*{box-sizing:border-box;margin:0;padding:0}body{font-family:'Hind Siliguri',sans-serif;background:var(--warm-bg);color:var(--text-dark);line-height:1.8}.breadcrumb-bar{background:var(--soft-pink-bg);border-bottom:1px solid #f9a8d430;padding:12px 0}.breadcrumb{margin:0;background:transparent;padding:0}.breadcrumb-item a{color:var(--coral);text-decoration:none;font-weight:600}.breadcrumb-item a:hover{text-decoration:underline}.breadcrumb-item.active{color:var(--text-mid);font-weight:500}.breadcrumb-item + .breadcrumb-item::before{color:var(--coral)}.terms-hero{background:linear-gradient(135deg,#fb7185 0%,#f9a8d4 60%,#fff7ed 100%);padding:70px 0 55px;position:relative;overflow:hidden}.terms-hero::before{content:'';position:absolute;top:-60px;right:-80px;width:340px;height:340px;background:rgba(255,255,255,0.12);border-radius:50%}.terms-hero::after{content:'';position:absolute;bottom:-70px;left:-50px;width:260px;height:260px;background:rgba(255,255,255,0.09);border-radius:50%}.terms-hero h1{font-size:2.4rem;font-weight:800;color:var(--text-light);text-shadow:0 2px 12px rgba(180,40,80,0.18);line-height:1.3}.terms-hero p{color:rgba(255,255,255,0.93);font-size:1.08rem;max-width:580px;margin-top:14px}.hero-badge{display:inline-block;background:rgba(255,255,255,0.22);color:var(--text-light);border-radius:25px;padding:5px 18px;font-size:0.88rem;font-weight:600;margin-bottom:16px;border:1px solid rgba(255,255,255,0.35)}.last-updated{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,0.18);color:var(--text-light);border-radius:20px;padding:6px 16px;font-size:0.85rem;font-weight:600;margin-top:18px;border:1px solid rgba(255,255,255,0.25)}.section-padding{padding:68px 0}.bg-warm{background:var(--warm-bg)}.bg-soft-pink{background:var(--soft-pink-bg)}.section-title{font-size:1.85rem;font-weight:800;color:var(--text-dark)}.section-divider{width:56px;height:4px;background:linear-gradient(90deg,#fb7185,#f9a8d4);border-radius:3px;margin:12px auto 14px}.section-subtitle{color:var(--text-mid);font-size:1.02rem;max-width:560px;margin:0 auto}.toc-card{background:var(--text-light);border-radius:var(--card-radius);padding:28px 26px;box-shadow:var(--shadow);border-left:5px solid var(--coral);position:sticky;top:80px}.toc-card h5{font-weight:800;color:var(--text-dark);margin-bottom:16px;font-size:1.05rem;display:flex;align-items:center;gap:8px}.toc-list{list-style:none;padding:0;margin:0}.toc-list li{margin-bottom:6px}.toc-list a{color:var(--text-mid);text-decoration:none;font-size:0.92rem;font-weight:500;display:flex;align-items:center;gap:8px;padding:5px 8px;border-radius:8px;transition:all 0.2s}.toc-list a:hover{background:#fff0f5;color:var(--coral)}.toc-list .toc-num{width:22px;height:22px;background:var(--coral);color:var(--text-light);border-radius:50%;font-size:0.72rem;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.terms-section{background:var(--text-light);border-radius:var(--card-radius);padding:36px 32px;box-shadow:var(--shadow);margin-bottom:24px;border-top:4px solid var(--coral)}.terms-section h2{font-size:1.3rem;font-weight:800;color:var(--coral);margin-bottom:16px;display:flex;align-items:center;gap:10px}.terms-section h2 .sec-icon{width:38px;height:38px;background:linear-gradient(135deg,#fb7185,#f9a8d4);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--text-light);font-size:0.95rem;flex-shrink:0}.terms-section p{color:var(--text-mid);font-size:1rem;line-height:1.85;margin-bottom:14px}.terms-section p:last-child{margin-bottom:0}.terms-section ul{padding-left:0;list-style:none;margin-bottom:14px}.terms-section ul li{color:var(--text-mid);font-size:0.97rem;line-height:1.8;padding:6px 0 6px 28px;position:relative;border-bottom:1px solid #f9a8d420}.terms-section ul li:last-child{border-bottom:none}.terms-section ul li::before{content:'✦';position:absolute;left:0;color:var(--coral);font-size:0.8rem;top:9px}.highlight-box{background:linear-gradient(135deg,#fff0f5,#fff7ed);border-left:4px solid var(--coral);border-radius:10px;padding:16px 20px;margin:16px 0;color:var(--text-dark);font-size:0.97rem;font-weight:500}.highlight-box i{color:var(--coral);margin-right:8px}.warning-box{background:#fff8e1;border-left:4px solid #ffc107;border-radius:10px;padding:16px 20px;margin:16px 0;color:#5a4500;font-size:0.97rem}.warning-box i{color:#ffc107;margin-right:8px}.feature-card{background:var(--text-light);border-radius:var(--card-radius);padding:30px 22px;box-shadow:var(--shadow);text-align:center;height:100%;transition:transform 0.2s,box-shadow 0.2s;border-bottom:4px solid transparent}.feature-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-hover);border-bottom-color:var(--coral)}.feature-icon{width:66px;height:66px;background:linear-gradient(135deg,#fb7185,#f9a8d4);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:1.6rem;color:var(--text-light);box-shadow:0 4px 16px rgba(251,113,133,0.28)}.feature-card h5{font-weight:800;color:var(--text-dark);margin-bottom:10px;font-size:1.05rem}.feature-card p{color:var(--text-mid);font-size:0.95rem;line-height:1.75;margin:0}.cta-section{background:linear-gradient(135deg,#fb7185 0%,#f9a8d4 100%);border-radius:24px;padding:56px 36px;text-align:center;color:var(--text-light);box-shadow:0 8px 40px rgba(251,113,133,0.28);position:relative;overflow:hidden}.cta-section::before{content:'';position:absolute;top:-40px;right:-40px;width:200px;height:200px;background:rgba(255,255,255,0.1);border-radius:50%}.cta-section::after{content:'';position:absolute;bottom:-50px;left:-30px;width:160px;height:160px;background:rgba(255,255,255,0.07);border-radius:50%}.cta-section h3{font-size:1.9rem;font-weight:800;margin-bottom:14px}.cta-section p{font-size:1.06rem;opacity:0.95;max-width:520px;margin:0 auto 26px;line-height:1.8}.btn-cta-white{background:var(--text-light);color:#fb7185;font-weight:800;border-radius:30px;padding:13px 34px;font-size:1rem;border:none;text-decoration:none;display:inline-block;transition:all 0.2s;box-shadow:0 4px 16px rgba(0,0,0,0.12)}.btn-cta-white:hover{background:var(--warm-bg);color:#e85570;transform:translateY(-2px)}.btn-cta-outline{background:transparent;color:var(--text-light);font-weight:700;border-radius:30px;padding:13px 34px;font-size:1rem;border:2px solid rgba(255,255,255,0.7);text-decoration:none;display:inline-block;transition:all 0.2s}.btn-cta-outline:hover{background:rgba(255,255,255,0.18);color:var(--text-light)}.email-link{color:#fb7185 !important}.copyright{border-top:1px solid rgba(249,168,212,0.18);margin-top:40px;padding:22px 0;color:rgba(249,168,212,0.7);font-size:0.87rem}@media (max-width:991px){.toc-card{position:static;margin-bottom:24px}}@media (max-width:768px){.terms-hero h1{font-size:1.75rem}.section-title{font-size:1.45rem}.cta-section{padding:38px 18px}.cta-section h3{font-size:1.45rem}.terms-section{padding:24px 18px}}